Credit Application

I understand that I am activating a line of credit with the BluRayven that will report on time and late payments to the credit bureaus.

I understand that if I make a purchase using my line of credit, I will have monthly payments to repay the balance. (The minimum monthly payment is $ 25.00). I understand that BluRayven collects a small down payment plus S&H on many of the physical products and services. And that some of the products and services can be purchased with no down payment or shipping cost. BluRayven accepts Credit or Debit Cards, Visa or MasterCard for down payments. I have the option to finance the remaining balance using my BluRayven line of credit.

I understand that BluRayven communicates exclusively via email and that I will not be receiving any documentation via the U.S. Postal Service. The BluRayven Customer Care Center is available, toll-free, between 9 AM and 4PM EST, Monday through Friday, at (877)410-0247. I understand that I'll receive my monthly invoice via EMAIL, as a courtesy, on or around the anniversary date listed above. I understand I am responsible to make my minimum payment to BluRayven each month toward my outstanding balance, even if I do not receive the invoice via email.

I understand that I can pay my invoice only on the BluRayven website.

I understand that BluRayven will auto-debit the debit/credit card on file for the invoice payment and that I am responsible to make my invoice payments on time.

I understand that if I change my contact information, including my email and/or phone number, that I'm responsible to notify BluRayven and to make sure my payments are current.

I understand that if I miss a payment, my account will be reported as "late" to the credit bureaus.

I understand that BluRayven can close my account for future purchases and stop reporting my account to the Credit Bureaus at its own discretion.

I have read and agree to the Terms and Conditions , Electronic Records Policy, Revolving Credit Account Agreement and Offer Details. I acknowledge that checking this box constitutes my electronic signature and is my written authorization to charge/debit my account according to the offer details.

I want BluRayven to report my account to the credit bureau.

Birth Date (mm/dd/YYYY)

Social Security Number

I expressly agree to receive marketing phone calls, text or SMS messages, or emails from BluRayven at any phone number I provide, even if the number is a wireless number or on any federal or state do-not-call list. I understand that such calls may be placed using automatic dialing equipment and that my consent is not a condition to purchase any goods or services.

Be advised, if you have a block, freeze, or extended fraud alert placed on your credit profile it may PREVENT this account from being posted.

I reviewed and understand the following Notice:

(1) Do not sign this agreement if any of the spaces intended for the agreed terms are left blank.

(2) You are entitled to a copy of this agreement at the time you sign it.

(3) You may at any time pay off the full unpaid balance under this agreement.